Fixed Deposit vs. Fixed Maturity Plan

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  FDs are a great way to invest money for investors who want assured returns. FMPs are close ended debt mutual funds where returns are not assured as in FDs. Both the plans have a fixed tenure. FMPs are ideal if you are looking to park your money temporarily. In simpler terms, FMPs are the mutual fund alternative to FDs. FMPs are closed ended funds and so investors can invest only when the fu...
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5 things to do when interest rates start rising

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India's premier banking institution – Urjit Patel led RBI, in June 2018 hiked the benchmark interest rate by 25 basis points; a move made after almost four and a half years. This is the rate at which banks borrow money from the central bank and it stands at 6.25%. Multiple factors have been responsible for this decision of the Monetary Policy Committee of the RBI, such as high crude oil prices, we...
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